Name/Website
|
Cost of credit report
|
Cost of credit score
|
Credit card required?
|
Social Security Number required?
|
Report type
|
Score type
|
AnnualCreditReport.com
|
Free once every 12 months
|
FICO score (Equifax) = $7.95; Experian score = $7.95; TransUnion score = $7.95
|
Yes
|
Yes
|
Equifax, Experian & Transunion
|
FICO (from Equifax), Experian & Transunion
|
Credit Karma
|
Report not available
|
Free
|
No
|
Yes
|
None
|
Transunion
|
Equifax
|
Free with 30-day credit monitoring trial; $14.95/mo. after trial
|
Free with 30-day credit monitoring trial; $14.95/mo. after trial
|
Yes
|
Yes
|
Equifax, Experian & Transunion
|
FICO
|
FreeCreditReport.com
|
Free with 7-day credit monitoring trial; $14.95/mo. after trial
|
Free with 7-day credit monitoring trial; $14.95/mo. after trial
|
Yes
|
Yes
|
Experian
|
Experian
|
FreeScore.com
|
Free with refundable $1 processing fee and 7-day trial; $29.95 after trial
|
Free with refundable $1 processing fee and 7-day trial; $29.95 after trial
|
Yes
|
Yes
|
Equifax, Experian & Transunion
|
Equifax, Experian & Transunion
|
Identity Guard
|
Free with 30-day identity theft protection trial; $14.99/mo. after trial
|
Free with 30-day identity theft protection trial; $14.99/mo. after trial
|
Yes
|
Yes
|
Equifax, Experian & Transunion
|
Equifax, Experian & Transunion
|
MyFICO.com
|
Free with 30-day credit monitoring trial; $89.95/yr. after trial
|
Free with 30-day credit monitoring trial; $89.95/yr. after trial
|
Yes
|
Yes
|
Equifax
|
FICO
|
Quizzle
|
Free once every 6 months
|
Free once every 6 months
|
No
|
No
|
Experian
|
CE
|
True Credit
|
Free with 30-day credit monitoring trial; $14.95/mo. after trial
|
Free with 30-day credit monitoring trial; $14.95/mo. after trial
|
Yes
|
Yes, last 4 digits
|
Equifax, Experian & Transunion
|
Transunion
|